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5.3.2 Part II - Medical

Description: Physicians

Part II of the application is the medical section, which contains questions about the proposed insured's health at the present time and in the past. Since heredity plays such an important role in forecasting, there are also health questions about the proposed insured's family. Medical reports (exams) must be completed by a qualified person. Many companies accept reports completed by a paramedic or a registered nurse in lieu of a physician.

Attending Physician's Statement

The insurer can request an attending physician's statement if additional information is needed on the medical portion of the application.

An attending physician's statement does not necessarily have to be completed by a physician, but the person must be a duly qualified person, such as a nurse.