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LESSON 13: MEDICAL EXPENSE INSURANCE

The following subjects are contained within Lesson 13:

Description: Policy - MedicalThe Purpose of Medical Expense Insurance - General Coverage (Basic Medical Insurance, Major Medical Insurance); Taxation

Basic Medical Expense Plans - Coverage; Hospital Expenses (Medical Reimbursement Plan, Medical Indemnity Plan, Daily Room and Board, Miscellaneous Expenses); Basic Surgical Expenses (Surgical Schedule Method, Reasonable and Customary Approach, Relative Value Scale, Basic Physicians' Expense)

Major Medical Expense Plans -Deductibles (Flat, Corridor; Integrated); Coinsurance (Stop-Loss Feature); Preexisting Conditions; Health Savings Accounts (HSAs)

Other Types of Medical Expense Coverage - Hospital Fixed-Rate Policies; Limited Risk Policies

Lesson Review - Key Concepts, Quiz


The information contained in Lesson 13 can be found in
Unit 17 of the Florida study manual.