LESSON 14: DISABILITY INCOME INSURANCE
The following subjects are contained within Lesson 14:
The Purpose of Disability Coverage - Own Occupation ("occ") vs. Any Occupation ("acc")
Calculating Benefits - Percentage Method; Flat Rate Method
Policy Provisions - Presumptive Disability; Probationary Period; Elimination Period; Benefit Period (Short-Term, Long-Term); Delayed Disability; Recurrent Disability; Non-Disabling Injury
Policy Exclusions
Policy Riders - Waiver of Premium; Social Security; Cost of Living Adjustment (COLA); Guaranteed Insurability
Lesson Review - Key Concepts, Quiz
The information contained in Lesson 14 can be found in
Unit 18 of the Florida study manual.
