LESSON 15: ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

Lesson 15 Quiz

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1	Normally in death by accidental means in order for benefits to be paid, death must occur within _____ days of the incident. a) 30-60 b) 60-90 c) 60-120 d) 90-180 CORRECTTRY AGAIN (Lesson 15.1)Your answer has been saved.

2	AD&D insurance is typically covered in _____________ plans. a) group b) individual c) BCBS d) whole life CORRECTTRY AGAIN (Lesson 15.1)Your answer has been saved.

3

AD&D insurance is the purest structure of accident insurance. Most states require that policies providing any form of accident benefits, as do AD&D policies, base the definition of "accident" on the "Accidental Bodily Injury Results" premise. a) True b) False CORRECTTRY AGAIN (Lesson 15.1)Your answer has been saved.

4

The is the amount the AD&D policy will pay as a death benefit if death is due to an accident and the is the amount payable for the accidental loss of eyesight or accidental dismemberment. Word bank: capital sum, principal sum The principal sum is the amount the AD&D policy will pay as a death benefit if death is due to an accident and the capital sum is the amount payable for the accidental loss of eyesight or accidental dismemberment. Lesson 15.1.1

5

Match the following with their respective definitions. a) Only the injury resulting from the accident must have been unintentional. Choose... Special Risk Policy Accidental Bodily Injury Accidental Means Limited Risk Policy b) Both the cause and the result of the accident must have been unintentional. Normally, the death caused by the accident must occur within 90 to 180 days of the incident. Choose... Special Risk Policy Accidental Bodily Injury Accidental Means Limited Risk Policy c) Provides AD&D benefits for a specified cause such as aviation, which is typically excluded in most other kinds of policies. Choose... Special Risk Policy Accidental Bodily Injury Accidental Means Limited Risk Policy d) Provides coverage for unusual hazards not normally covered in other policies such as a dancer insuring her legs. Choose... Special Risk Policy Accidental Bodily Injury Accidental Means Limited Risk Policy a) Accidental Bodily Injury b) Accidental Means c) Limited Risk Policy d) Special Risk Policy CONGRATULATIONS on completing Lesson 15. Now complete the Florida study manual Unit 19 Questions for Review.

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