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19.5.15 Maternity

Florida statutes require than an individual or group health insurance policy or HMO contract that provides coverage for maternity care may not limit coverage for the length of maternity stay in a hospital, or for follow-up care outside of a hospital, to a time period below that which is determined to be medically necessary by an obstetrical provider or a pediatric provider in accordance with prevailing medical standards.

Coverage for post-delivery care after the mother and newborn leave the hospital must also be included in accordance with prevailing medical standards.