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20.3.1 Sliding

The practice referred to as sliding is akin to misrepresentation. Sliding occurs when an agent tells or implies that it is a requirement that the client purchase specific coverages or products in conjunction with the policy being purchased, an agent tells the client that there will not be an extra charge for additional coverage when there really is, or an agent charges for additional coverage without telling the client and getting his consent.

In other words, "Remain above board and honest."