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Lesson 15 Quiz

The following quiz is provided for your information to help you measure your retention level on the material covered within this lesson. It is not graded. Only the final examination is graded.

Answer or complete each question to the best of your knowledge and click on the "Check your answer" button. If your answer is incorrect, you will be instructed where to find the correct answer. It is not necessary to repeat the quiz if you exit this page; however, your answers will not be saved once you exit. This feature is provided for future practice purposes.

1

Normally in death by accidental means in order for benefits to be paid, death must occur within _____ days of the incident.

a) 30-60
b) 60-90
c) 60-120
d) 90-180
CORRECTTRY AGAIN (Lesson 15.1)
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2

AD&D insurance is typically covered in _____________ plans.

a) group
b) individual
c) BCBS
d) whole life
CORRECTTRY AGAIN (Lesson 15.1)
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3

AD&D insurance is the purest structure of accident insurance. Most states require that policies providing any form of accident benefits, as do AD&D policies, base the definition of "accident" on the "Accidental Bodily Injury Results" premise.

a) True
b) False
CORRECTTRY AGAIN (Lesson 15.1)
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4

The is the amount the AD&D policy will pay as a death benefit if death is due to an accident and the is the amount payable for the accidental loss of eyesight or accidental dismemberment.


Word bank: capital sum, principal sum

The principal sum is the amount the AD&D policy will pay as a death benefit if death is due to an accident and the capital sum is the amount payable for the accidental loss of eyesight or accidental dismemberment.

Lesson 15.1.1Check your answer

5

Match the following with their respective definitions.

a) Only the injury resulting from the accident must have been unintentional.
b) Both the cause and the result of the accident must have been unintentional. Normally, the death caused by the accident must occur within 90 to 180 days of the incident.
c) Provides AD&D benefits for a specified cause such as aviation, which is typically excluded in most other kinds of policies.
d) Provides coverage for unusual hazards not normally covered in other policies such as a dancer insuring her legs.
a) Accidental Bodily Injury

b) Accidental Means

c) Limited Risk Policy

d) Special Risk Policy

CONGRATULATIONS on completing Lesson 15. Now complete the Florida study manual Chapter 19 Questions for Review.
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