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Lesson 16 Quiz

The following quiz is provided for your information to help you measure your retention level on the material covered within this lesson. It is not graded. Only the final examination is graded.

Answer or complete each question to the best of your knowledge and click on the "Check your answer" button. If your answer is incorrect, you will be instructed where to find the correct answer. It is not necessary to repeat the quiz if you exit this page; however, your answers will not be saved once you exit. This feature is provided for future practice purposes.

1
Medicare Supplement Policies

Under Florida law, Medigap applies to both the hospital and medical insurance plans administered by the federal government for the elderly and permanently disabled.

a) True
b) False
CORRECTTRY AGAIN (Lesson 16.1)
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2

Medicare supplement insurance must supplement __________ of Medicare.

a) Part A and Part B
b) Part B and Part C
c) Part C and Part D
d) All of the above.
CORRECTTRY AGAIN (Lesson 16.1.1)
Check your answer

3
Long-Term Care Insurance

If an LTC policy pays a lump sum assisted living facility benefit of $200 per day and the facility charges $225 per day, the additional $25 would be:

a) forfeit by the facility.
b) paid by the facility.
c) the patient's responsibility.
d) paid by the policy's reserve account.
CORRECTTRY AGAIN (Lesson 16.2)
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4

Long-term care is medical care that is needed for an extended period of time, typically longer than ______ days.

a) 30
b) 45
c) 60
d) 90
CORRECTTRY AGAIN (Lesson 16.2)
Check your answer

5

is a serious condition that with proper medical treatment, the patient should receive full recovery and is a physical condition that is constant in nature and for which there is no full recovery possible.


Word bank: Acute illness, Chronic illness

Acute illness is a serious condition that with proper medical treatment, the patient should receive full recovery and Chronic illness is a physical condition that is constant in nature and for which there is no full recovery possible.

Lesson 16.2Check your answer

6

Most LTC policies pay a lump sum benefit per day.

a) True
b) False
CORRECTTRY AGAIN (Lesson 16.2)
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7

Skilled nursing care is available only:

a) to moderate income persons.
b) to persons 60+ years of age.
c) through a physician's prescription.
d) through Medigap.
CORRECTTRY AGAIN (Lesson 16.2.1)
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8

As of 2009, any LTC benefits paid above ________ per day or $98,550 per year is considered taxable.

a) $140
b) $270
c) $280
d) $380
CORRECTTRY AGAIN (Lesson 16.2.1)
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9

Taxable amounts paid under any LTC policy are adjusted annually for inflation.

a) True
b) False
CORRECTTRY AGAIN (Lesson 16.2.1)
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10

Match the following types of care with their respective descriptions.

a) The most expensive care that can be given and is available only by prescription.
b) Intermediate care that is provided by registered nurses or skilled medical practitioners on a daily basis.
c) Care intended to assist with ADLs; no special training or medical skills are required.
d) Care provided to patients while they are still in their own homes on a part-time basis.
e) Care designed to give the primary caregiver a short rest period while still providing the patient with assistance in various ADLs.
f) Care that is designed to seniors while living in a retirement community and provides assistance with full time medical and social needs.
a) Skilled Nursing Care

b) Intermediate Nursing Care

c) Custodial Care

d) Home Health Care

e) Respite Care

f) Continuing Care

Lesson 16.2.1
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11

HIPAA requires all LTC policies to contain certain provisions in order to qualify for tax-exempt treatment.

a) True
b) False
CORRECT - CONGRATULATIONS on completing Lesson 16. Now complete the Florida study manual Chapter 21 Questions for Review.TRY AGAIN (Lesson 16.2.2)
Check your answer