Each HMO is required to file a report of its activities within three months of the end of each fiscal year. The Office may require reports more frequently if it is deemed necessary. In addition, the Office can and does conduct on-site visits. A complete examination of all of an HMO's affairs is conducted at least every five years. In this way, the Office can monitor every HMO and require any organization to take corrective action if it is deemed necessary to protect the interest of Florida consumers.