19.5.4 Mental and Nervous Disorders
Florida statutes require all group health insurers to provide optional coverage to the policyowner for mental and nervous disorders. This does not mean that the employer MUST offer the coverage to the employees, but rather the insurer MUST offer the coverage to the employer, with very few exceptions. If the policyowner (the employer) elects to offer the policyholders (employees) this coverage, the benefits must meet certain minimum standards.
